Automotive Loans

Affordable prices are simply the start. We result in the whole buying procedure easier.

Your car loan requirements covered

Prices as little as

Enjoy incredibly competitive prices with great terms.

Complimentary Auto Buying Service

Our specialists will see the automobile you need at a price that is great. Begin right right right right right right here.

Degree Up

Individuals may be eligible for loan price reductions by simply making consecutive, on-time re re payments.

Brand Brand New Car Finance

Versatile terms, as much as 125per cent funding

• New car finance rates as little as 3.14per cent APR
• As much as 125 per cent funding with Guaranteed car Protection and Mechanical Breakdown Protection
• Versatile terms as much as 84 months
• No prepayment charges
• Have a rate that is potential through LevelUp

Free user advantage: We’ll find your vehicle and negotiate a good cost

Used Car Loan

Versatile choices to match your requirements

• Car loan prices only 3.39per cent APR
• Affordable payment terms as much as 84 months on cars as much as ten years old, maximum 125,000 kilometers
• As much as 125 per cent funding with Guaranteed car Protection and Mechanical Breakdown Protection
• Freedom which allows you to definitely purchase from a dealer, personal celebration, and sometimes even purchase a lease out
• Like a rate that is potential through LevelUp

Free user advantage: We’ll find your vehicle and negotiate a good cost

Car Loan Refinancing

Trade-in your loan for a significantly better one

• Car finance refinancing prices as little as 3.14per cent APR
• Affordable payment terms as much as 84 months on cars as much as ten years old, maximum 125,000 kilometers
• Loans as much as 125per cent regarding the Kelley Blue Book value (in the event you owe a lot more than your vehicle may be worth )
• Save very well your price by refinancing automotive loans off their institutions that are financial

Car Loans Calculator

Exactly exactly just exactly How car that is much we pay for?

Our markers of success

PROVIDER THAT BRINGS CUSTOMERS BACK

“I’m to my 3rd Patelco car loan and I also would not start thinking about attempting other people. The client solutions is amazing!”

MORE OPPORTUNITIES FOR LOTS MORE SOMEONE

“I happened to be assisted with a car loan and get distribution. It had been the experience that is best – We never ever knew it existed.”

THERE THROUGH GOOD AND THE BAD

“we desperately required a car that is new but had small cash to place straight straight down. Patelco never ever hesitated to simply help me personally.”

Shop the means you need

Free, concierge car-buying solution

Let Patelco Auto Buying solution professionals get the vehicle you need and negotiate outstanding cost for you.

Analysis & Shop with AutoSMART

make use of our AutoSMART solution to locate, finance and shop your ca r all in a single destination.

You are invited to the vehicle purchase

keep tuned in for information regarding upcoming automobile purchase occasions.

Details not far off

Safeguard your new r >

Professional agents will discover you just the right insurance coverage and security solutions in the most readily useful cost.

Comprehensive Car Insurance solutions 2

Weekdays 5am – 7pm PT Saturdays 9am – 2pm PT

Assured Automobile Protection (GAP)

Mechanical Breakdown Protection (MBP)

Debt & Loan Protection

The AutoSMART links with this web web web page shall lead you to keep the Patelco Credit Union web site. Although Patelco works closely with several lovers, third-party web web web web web web sites can offer a various online privacy policy and degree of safety. Please consult the web site’s online privacy policy for more information. Patelco Credit Union will not lawfully express the operator of the web web web site or perhaps the Patelco user, if the two get into a deal. We’re additionally maybe maybe perhaps maybe maybe not legitimately in charge of supply, viewpoints, items, or solutions expressed or offered on the webpage you will be planning to see.

۱٫ APR (Annual Portion Price). Automobile prices as little as 3.14% APR effective 1/1/2020; susceptible to alter without warning. Patelco provides a variety of base prices and discounts that be determined by facets such as for example credit score, loan term, Patelco loan and account balances, system designation and automobile age. Lowest price quoted includes 0.10per cent (10 foundation Points) Commitment home discount. Real prices are disclosed to approved applicants on paper ahead of loan consummation and may even be up to 11.89per cent APR. For more information on prices, terms and available discounts, call 800.358.8228, see patelco.org, or check out any Patelco branch. Loan payment instance: $22.23 per thirty days per $1000 lent at 3.14per cent APR for 48 months.

۲٫ Insurance coverage items are perhaps maybe maybe not deposits of Patelco Credit Union and therefore are perhaps perhaps perhaps perhaps maybe not insured by the NCUA. They may not be assured by Patelco Credit Union and may also be at the mercy of danger. Any insurance coverage needed as an ailment of an expansion of credit by Patelco Credit Union do not need to be bought from Patelco Insurance solutions and could be bought from a realtor or an insurance coverage business regarding the user’s option. Patelco Insurance solutions is just a subsidiary of Patelco Credit Union. paydayloan4less.com hours Insurance coverage services and products made available from Patelco Insurance solutions, A ca insurance company (License #0C97544). Any complaints could be filed using the California Department of Insurance, www.insurance.ca.gov .

۳٫ APR (Annual Portion Price). 1.00% off present Patelco Credit Union price having a maximum loan term of 60 months. Present price shall differ predicated on credit history and terms. Funding for qualified Patelco Credit Union users. Provide legitimate only on Enterprise automobile product Sales automobiles bought from 11/1/2018 – 12/31/2020. This offer is not along with just about any offer except that those placed in this ad.